Products

Decision-ready surge products for Florida and the U.S. Southeast

Modular products that can be used independently or alongside existing catastrophe models.

Delivered as concise technical briefings (PDF), maps/grids (GeoTIFF/NetCDF optional), and underwriting-ready summaries designed to circulate internally.

Annual Surge Outlook (Florida)

Pre-season briefing to inform underwriting posture and portfolio strategy.

Primary output Briefing with scenario-based surge interpretation
Delivery format Concise PDF suitable for internal circulation

Benefits

  • • Informs renewal triage and underwriting posture
  • • Highlights Florida surge sensitivities by region
  • • Supports CRO / governance briefings
Commercial model Annual subscription

High-Resolution Surge Hazard Grids

Local hazard layers to support exposure review and sensitivity testing.

Primary output Surge depth grids across return-period scenarios
Delivery format Hazard grids + technical documentation

Benefits

  • • Reveals coastal concentration risk at local scale
  • • Supports model comparison and assumption review
  • • Useful for governance and sensitivity discussions
Commercial model Per-region license

ZIP+4 Surge Underwriting Score

Underwriting triage signal for screening and segmentation.

Primary output ZIP+4 risk scoring aligned to surge behavior
Delivery format Score table + methodology summary

Benefits

  • • Supports consistent underwriting decisions
  • • Helps segment coastal risk efficiently
  • • Easy to integrate into portfolio workflows
Commercial model Annual license

Post-Event Surge Analysis

Rapid surge context for claims, stakeholder updates, and internal review.

Primary output Observed vs. modeled surge assessment
Delivery format Memo / briefing package

Benefits

  • • Adds context beyond headline storm reports
  • • Supports reinsurance / executive discussions
  • • Useful for internal model performance review
Commercial model Per-event engagement

Model Validation & Technical Review

Independent surge review to support governance, audit readiness, and model evaluation discussions.

Primary output Assessment of surge representation and sensitivities
Delivery format Written review + discussion briefing

Benefits

  • • Identifies systematic gaps and sensitivities
  • • Supports internal governance discussions
  • • Strengthens reinsurance negotiation posture
Commercial model Project-based engagement

Pilot Packages

Scopable pilots designed for internal-forward evaluation

The pilot packages below are designed to be easy to scope, review, and circulate internally across underwriting, portfolio risk, and model governance teams.

Pilot A — Annual Surge Outlook (Florida / Tampa Bay focus)

Scope

A focused pre-season surge briefing for Florida with emphasis on Tampa Bay and other high-sensitivity coastal regions.

Deliverables

  • • Executive-ready technical briefing (PDF)
  • • Scenario interpretation and underwriting-relevant implications
  • • Key regional drivers and “what to watch” for the upcoming season
Typical timeline 4–6 weeks (typical)
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Pilot B — Tampa Bay Hazard Grids + Briefing

Scope

High-resolution hazard grids for Tampa Bay designed to reflect local coastal geometry, inlets, and bathymetry — paired with an interpretive briefing.

Deliverables

  • • High-resolution hazard grids (GeoTIFF/NetCDF optional)
  • • Return-period scenarios and inundation depth summaries
  • • Concise interpretive briefing (PDF) for internal circulation
Typical timeline 6–8 weeks (typical)
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Pilot C — Model Validation Snapshot (Surge Component) + Briefing

Scope

A rapid, Florida-focused review of surge representation in third-party model outputs, structured for internal governance and audit-ready discussion.

Deliverables

  • • Technical review memo highlighting sensitivities and gaps
  • • Structured findings suited for model governance review
  • • Briefing session + Q&A to support internal alignment
Typical timeline 4–8 weeks (depending on scope)
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View Sample Executive Brief Review methodology →

Not sure which package fits?

We can recommend a pilot scope based on your region(s) of exposure and governance goals. Typical starting point: Tampa Bay briefing + hazard grids.

Request a consultation Download sample brief

Prefer to start with a sample?

Review a sample executive briefing snapshot, then contact us for a pilot scope.

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